Buying a home in the Dallas-Fort Worth area can be exciting, but it can also feel overwhelming if you do not know what to expect. With so many cities, neighborhoods, school districts, price points,
eXp Realty in Collin County Lenders
Homebound Loans Inc. | HB Lending, LLC
- NameAmit Gandhi, MBA, CWPP™, CAPP™, CMPS®
- License700058
- Phone972-213-5368
- Get Started
Ask A Mortgage Question
About
No matter where you are in the home-buying process, I can help. As a mortgage loan officer serving the same metroplex where I was born and raised, I am better equipped to advocate for you and work closely with you to find the right mortgage for your unique situation.
You probably have lots of questions.
How much house can I afford?
Which type of mortgage best fits my needs?
What are closing cost made up of?
I can help you answer questions like that, and more with my 15+ years of industry experience and client satifaction.
I've worked with many people in and around the Dallas/Fort Worth and North Texas area who have home financing needs similar to yours.
Amit Gandhi, MBA, CWPP™, CAPP™, CMPS®
NMLS ID: 700058
3930 Glade Rd. Ste. 108,
Colleyville, TX 76034
Cell: (972) 213 - 5368
Amit@108CapitalMgmt.com
Useful Links:
Financial 360 Hub Provided by Amit Gandhi,
Access The Latest Real Estate Housing and Mortgage Market Data
Begin the Qualification Process
Ask A Mortgage Question
About
I have had the pleasure of being a mortgage loan originator for over 10 years. I enjoy interacting with my clients and helping them learn all about the home loan process. While it can be a lot of information to absorb, I do my very best to break it down into bite-sized pieces. This way you can feel comfortable as you are able to make informed decisions along the way. I work with all types of buyers, but I pride myself on working with first-time home buyers as I really enjoy helping them understand everything. There are a lot of moving pieces, but with the right team, it can make it a much more pleasurable experience. I look forward to working with you.
Ask A Mortgage Question
AmeriFirst Financial, Inc | NMLS 145368 AZBK 0013635
- NameRicky Khamis
- License173141
- Phone844-562-6796
- Get Started
Ask A Mortgage Question
About
A veteran loan officer and an innovator in the real estate industry, Ricky Khamis is the National Business Development Manager at AmeriFirst Financial, Inc. His in-depth understanding of bond markets and ability to accurately gauge the direction of interest rates has helped him consistently rank within the top 1 percent of loan officers for the past 10 years. Ricky is also a subject matter expert who assists real estate professionals and executives with growing their businesses. He is an instructor at the Arizona Academy of Real Estate where he has taught hundreds of realtors and loan officers how to develop high-yielding internet marketing campaigns. His innovative system allows them to create a prominent presence on the World Wide Web using proven tactics. He has taught classes in Arizona, California, Colorado, Texas, and Utah. Additionally, he coaches and consults with business executives through his company, Barrier Breaker Coaching, LLC (est. 2014). He also conducts presentations and publishes articles about internet marketing development and sales tactics. Ricky attributes his success to discipline, dedication, and drive; commitment to continuous education and growth; and an exceptional ability to open doors others cannot. These traits coupled with technology, website building, and social media expertise allow him to provide high-level advice, tools, and resources for his clients. icky received training from The CORE Training, Inc., a premier real estate and mortgage coaching company that serves top producing loan originators and real estate agents throughout the country. Earlier in his career, Ricky served in the US Army as an infantryman with the 3-505th 82nd Airborne Division at Fort Bragg North Carolina. He was awarded the Army Achievement Medal, four Army Commendation Medals and was named Soldier of the Month.Ask A Mortgage Question
About
Cody Hedges is a top-performing lender known for his precision, client-first
mindset, and ability to consistently exceed expectations. As Branch Manager of WTX
Lending powered by Lending Heights, Cody has built a reputation for making even
the most complex loan scenarios feel seamless. Whether he’s guiding first-time
homebuyers through the process using relatable, easy-to-understand language or
structuring financing strategies for seasoned investors with large portfolios, Cody
delivers clarity, strategy, and results every time.
Outside of work, Cody enjoys spending time outdoors and with his family.
Ask A Mortgage Question
About
Hey, my name is Courtney Bownes. I have been in the mortgage industry for two years so far at it has been an amazing experience. My favorite part of working with homebuyers is that I get to be a part of seeing them get the keys to their first home. It is a privilege to be the person that they can go to with questions or concerns as well as being able to guide them through the process.
When it comes to my clients, I will do it all. If a client raises something that I don't know the answer to, I will search high and low for an answer. I work hard to be not just an advisor but a friend to my clients and I work to keep a relationship with them by inviting all of my clients to my BBQs. In addition to my work as an loan officer, I also am currently an eXp agent as well which I love because I really enjoy house hunting and finding ways to WIN my clients offers. My work as an eXp agent helps me to really get in-depth knowledge about both sides of the homebuying process.
I'm grateful for how I got my start in the mortgage industry as I did start as a real estate agent. It was working as an agent that taught me the back bone of every offer are the relationships agents have with the loan officers. Through this realization, I determined that I want to make an impact on building amazing relationships with agents and my clients so that we may meet as strangers but we leave as friends.
A little look into my personal life, I'm someone with many passions. My weekends generally consist of hanging out with my family, camping, and showing homes. I also am a big fan of Doctor Who, the Green Bay Packers (my husband is a hardcore Browns fan though for all my Cleveland people), painting, and weather. Also, I am always looking for the best small town restaurants. So, if you know of any that I should try - send me the info!
My happy home is filled with my family of four. With my Browns loving husband, I have 2 kids that are 6 yrs old and 2 years old. Being a mother to my kids is such a joy and I couldn't ask for a better person to raise them with. However, we do have another family member I forgot to mention. Our family enjoys the companionship of a four legged friend. We have a dog named Hank and he is a Doberman/German Shepherd mix.
I look forward to the opportunity to work with you. Contact me today to get started!
About
I’ve been in the mortgage industry for over 25 years, but my path here was anything but traditional. I started my career as a professional wrestler in Dallas before moving into radio as a nationally syndicated talk show host covering sports and pop culture. It was during my time hosting a mortgage radio segment that I was offered an opportunity to enter the mortgage business—and I took the leap.
Today, I serve as both a Loan Officer and Loan Counselor, with a passion for helping people navigate one of the biggest financial decisions of their lives. Whether you’re buying your first home, refinancing to lower your monthly payment, or looking to tap into your home equity, my goal is simple: make the mortgage process as smooth, honest, and rewarding as possible.
I’m proud to be part of Success Lending, in partnership with eXp Realty, which allows me to serve clients across more than 30 states.
A Little About Me
I’m based in Lewisville, Texas, and when I’m not helping clients, you’ll probably find me doing something that keeps life interesting. I take my custom Star Wars-themed Dodge Chargers to local car shows and use them to support charitable causes. I also volunteer as a mobile DJ, a graphic artist, follow just about every sport imaginable, and consider myself a BBQ enthusiast who is still very much in training!
And yes, I’m a serious Star Wars collector.
Most importantly, I’m a family man. My wife and I have three amazing kids. One is a Doctor, another is a Percussion Director, and the third is a volleyball coach! We also share our home with four lovable rescue pups: Kona, Kahlua, Athena, and Zeus
At the end of the day, I love what I do because I get to help people accomplish something meaningful. If you’re looking to purchase a home, refinance, or explore your financing options, I’d be honored to be your mortgage resource and help you every step of the way.
I am currently licensed in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, IL, IN, IA, KS, KY, MD, MI, MN, NH, NJ, NM, NC, OH, OK, OR, PA, RI, SD, TN, TX, VA, and WA
Ask A Mortgage Question
About
Bond Street Mortgage has built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders and individual home buyers. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage financing…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our Mortgage Advisors are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service. Throughout the loan process, we provide regular loan updates and progress reports so you always know the status of your loan. It is also our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online – 24 hours a day. Thank you for visiting our website. We look forward to putting our mortgage service to work for you!Ask A Mortgage Question
About
Every day is an adventure! The most true statement about mortgage lending is that it is never boring. Each transaction is like a trail blazing hike to a pinnacle in the lives of my clients. I just love being part of the journey. As the guide in the process I have the skills and experience to reduce the stress that comes from uncertainty. I listen, set expectations, and communicate, communicate, communicate!! I listen to my client's concerns, wants and needs. There are many programs and options so I make sure we develop a course that will fit each client's particular needs.
Ask A Mortgage Question
About
I have over 17 years’ experience in the mortgage banking industry in and around the DFW metro area. I grew up in New Mexico and moved to the Dallas area in 2001 to attend DeVry for Information Technology. I came into the mortgage and banking industry after I discovered that it was the best fit for me because I enjoy meeting new people, building relationships, and helping others. I have extensive knowledge and experience with Conventional loans, FHA, VA, USDA, Jumbo, and Portfolio loans. I work with a full range of customers – from first-time home buyers to experienced investors. No matter where you are in life I strive to make sure the home buying process is your best ever. I’ve worked for “big-box” mortgage companies before, which has made me appreciate the opportunities I am able to provide to my clients. Purchasing a home or refinancing your existing home can be very rewarding and stressful at the same time, but when working with me you’re treated like one of my friends or family. I explain everything and am very honest with you from the beginning so that there’s no guessing involved. I’ve been married to my beautiful wife, Linda, since 2005 and we have been blessed with 3 amazing children, Rocco (age 9), Felix (age 5), and Arden (age 3). We proudly have a German Shepherd, Pepper and a Black Labrador, Moose. I enjoy playing golf, hunting and fishing as well and being outdoors with my family. As a Guaranteed Rate lender, my support team and I are always here to answer any and all questions and help make your dreams come true, so contact me today my phone or email.About
With over 38 years of residential mortgage lending experience, I have performed at peak levels including winning Chairman’s Club status and leadership roles serving the lending needs of builders, homebuyers and real estate professionals. In this capacity, I have been responsible for managing and directing the work for a team of Mortgage Loan Consultants. My extensive background in the mortgage industry has allowed me the opportunity to help clients find financing that complements their wealth-building strategies and I have guided them through the process every step of the way. That experience has proven to be invaluable in assisting each and every client. More than just concentrating on what the client wants, I intuitively work with them to discover why homeownership is important and how it fits in with their family's life goals. I understand the client needs and how to customize the loan to meet the clients' financial goals. I am experienced with the new construction market and have financed every dream from starter condo to mansion. I am a Buyer’s Mortgage Banker and pride myself in working with all types of homebuyers who require different levels of support and coaching to achieve homeownership. I am a problem solver and keep a “can do” attitude in this highly regulated industry. My team prides itself in transparency, accessibility and delivering at an extremely high level of service to our partners.
Ask A Mortgage Question
Ask A Mortgage Question
About
Hello, my name is Tracy Berdelle and I have been in the mortgage industry for 16 years. I have loved being a part of this industry as I get to work closely with homebuyers. My favorite part of working with them is having the ability to help people buy their homes. It's typically the most important purchased of your life and I love to be a part of it and helping people smoothly through the process. I work hard to get the job done for my clients as effectively as possible by getting things done on time as well as communicating clearly and often. I want my clients to know that I will be prompt, communicative and on time with deadlines as they come up.
My start in mortgages started with the President of Success Lending, Shaun Patrickus. He gave me the opportunity to join this industry in 2005 and I've really found it exciting and rewarding. Also, for 6 years, I did have experience in real estate as I worked as a paralegal for top residential real estate firm Fogarty & Fugate. I feel that having the understanding of the real estate and mortgage side of the business has been really beneficial to my work and to my clients. In addition, I am also able to speak Spanish and work with Spanish speaking clients.
A little about me, when I have free weekends, I love to spend my time with my friends and family as well as riding my horse Toast. I also love to ski, and travel. My favorite places to travel are the mountains and the beach. Other interests of mine involve sports and I am a big fan of the Chicago Blackhawks. Lastly, I am a proud pet owner. I have 4 pets total, 2 dogs - Tux and Bu, Toast (as I mentioned earlier), and my giant goldfish Goldie.
I hope to have the opportunity to work with you and help you on your way to homeownership. I am licensed in TX, IL, MI, CO, and WI. Contact me today to get started.
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
About
I am proud to have helped thousands of families, friends, veterans, and community leaders buy and refinance thier homes since 1994. As a branch manager for Success Lending I am always looking to grow my team of loan officers and Realtor partners. My office is located in Carlsbad, CA but I am grateful to work in AZ, CA, CO, FL, ID, MD, TN, VA, and WA. In a crowded field of mortgage professionals I separate myself with my expertise in self employed borrowers and my knowledge of VA insured loans. Like many of you I am active in my community.
* Past President and National Convention leader for the Asian Real Estate Association of America
* Finance Chair and past board member for the Carlsbad Educational Foundation
* Past Board member for the Moonlight Cultural Foundation
* Past President for the Kiwanis Club of Carlsbad
* Past board member for the CSUSM athletic foundation
Ask A Mortgage Question
About
Real estate isn’t just my career; it’s my calling, my community, and my story.
Since 2014, I’ve been on a mission rooted in one powerful belief: True financial freedom is built through owning real estate and passing down generational wealth. My journey started on the west side of Cleveland, where I purchased my childhood home, the first of 10 properties I’d acquire between 2014 and 2020.
Buying wasn’t enough for me. I opened my own personal home to tenants by renting out each room individually, I mentored them on saving, building credit, and navigating homeownership, then watched them walk into homes of their own. That’s not a transaction. That’s a legacy. Before mortgage lending, I spent years as a construction manager shaping communities from the ground up including hospitals, community centers, churches, libraries, schools, and vital infrastructure. I didn’t just build structures. I understood the soul of a neighborhood and what it means to invest in people, not just property.
Today I help every type of buyer: first time homeowners feeling overwhelmed, seasoned investors growing their portfolios, and everyone in between. My trades background gives clients a trusted network that extends far beyond closing day. My wife is a travel nurse, so I’ve built deep market knowledge across Ohio, California, Nevada, Oregon, Washington, Utah, Colorado, New Mexico, Arizona, Texas, Florida, and the Carolinas. Through Revolution Mortgage’s team, I can serve clients in all 50 states. No matter where you are or where you want to be, I’m not here just to close a loan. I’m here to open a door, change a life, and earn a friend for life. Let’s build your future together.
About
As your mortgage loan officer, I am looking forward to helping you through your home loan journey. Whether you’re ready to buy, sell, refinance, or are just thinking about making a change, I’m here for you. I’ve been a mortgage professional for several years which has helped me see and understand the many facets of mortgage lending. Each home journey is unique, and I’ll help you find a great rate for your financial situation.
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
About
Hello, my name is Matt Lake and I live in Canton, GA, which is about 45 minutes north of Atlanta. I started in the mortgage business in 2000 and have closed thousands of loans over the last 2 decades. My experience and expertise allow me to simplify a complex process, explain guidelines thoroughly and structure to close all types of mortgages. One of my goals with every client is to guide them through the process as easily and stress-free as possible. I know the importance of finding a dream home and I believe that a home is one of the foundation blocks for a family. Buying or refinancing a home is an important step for a person or family and I love that I can be a small part to make that a reality.
My family, which includes my wife of 20 years and two teenage boys, loves to camp and explore the country in our RV. I am a Head Coach for the local Georgia Cycling Mountain Bike Team and have coached numerous other youth sports over the years. I am a coffee fanatic and enjoy volunteering in my local community as a motivational speaker. I have had the privilege of being featured at student retreats, fundraisers, FCA gatherings, school functions, and numerous other events.
Ask A Mortgage Question
Ask A Mortgage Question
About
Meet Mac McChesney, a proud native Texan whose journey from the hustle and bustle of Los Angeles brought him to the vibrant heart of Texas, Austin, in 2014. With a rich history spanning two decades in the automotive finance industry, Mac made a remarkable career transition into the world of mortgages in 2017, embarking on an inspiring path of growth and achievement.
As a seasoned loan originator, Mac has spent the last six years honing his expertise and passion for helping people navigate the intricate world of home financing. Specializing in self-employed borrower loan products, and well-versed in VA, Conventional, FHA, and USDA loans, [Your Name] is your trusted partner in securing the right mortgage tailored to your unique needs.
Away from the desk, Mac is not just a devoted mortgage professional but also a dedicated family man. He's celebrated 16 wonderful years of marriage and is the loving father of two daughters, aged 9 and 7. In his free time, you can find him embracing the simple pleasures of life, such as enjoying movies, camping under the vast Texan sky, casting a line for a day of fishing, or cycling through the scenic beauty of the central Texas landscape.
Mac also nurtures his spiritual side and finds enlightenment in life's everyday moments. As a resident of San Marcos, he relishes tubing down the river, connecting with nature, and creating cherished memories with his family.
One of Mac's driving ambitions is to foster lasting partnerships with real estate professionals in the Central Texas community. In the ever-evolving real estate market, he aims to exceed expectations, providing clients with the knowledge, guidance, and personalized service they deserve.
With his Texas roots, passion for mortgage expertise, and deep connection to the community, Mac is committed to helping you secure your dream home and financial future. Reach out and let him guide you on your journey through the complexities of real estate and mortgage lending. Together, you can build a bright future in the great state of Texas..
EQUAL HOUSING OPPORTUNITY LENDER.
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
About
Heather Gennette is a premier mortgage and real estate broker with a passion for delivering seamless, stress-free financing solutions tailored to each client’s unique needs. With a career spanning over two decades in real estate and lending, she has built a reputation for integrity, expertise, and an unwavering commitment to customer service.
Specializing in competitive-rate home loans and refinances across California and Florida, Heather simplifies the mortgage process, ensuring clients receive clear guidance and elite-level service at every stage. Her concierge-style approach means she anticipates challenges before they arise, making homeownership achievable and hassle-free.
Heather’s background in both commercial and residential real estate gives her a comprehensive understanding of the market, allowing her to craft strategic financing solutions that align with long-term financial goals. Heather has been part of a cadre of transactions giving her a unique ability to navigate complex transactions with confidence.
Beyond her role in lending, Heather serves as the Executive Director and Chairperson of the Board at Our Church Ministries, reflecting her dedication to community and service.
For a mortgage experience defined by precision, transparency, and excellence, connect with Heather today.
Ask A Mortgage Question
Ask A Mortgage Question
About
Hi! My name is Tom and I have been originating mortgage loans since 1994. In that time I have originated almost 10,000 mortgage loans for over $1 Billion Dollars. Our priority is to coach and consult each of our clients through the largest financial decision of their life, all while assisting them in becoming the best stewards of their resources, possible! We would LOVE to assist you and your family!Ask A Mortgage Question
Ask A Mortgage Question
About
Hello, I'm Robert Jay, and I have been in the mortgage industry for 19 years (Started my career back in July of 2004). I am one of the few licensed senior mortgage advisor’s in the country that has actually been an underwriter.
My nickname is “Mr. Invincible” because I know the best program, how we need to structure things, and what we'll need from you to make it a smooth process.
I specialize in VA, FHA, USDA, and Conventional mortgage products like most lenders do, but I stepped it up a notch by simultaneously specializing in “Hard Money” loans for investors, and self-employed clients (No tax returns, and no income docs, and closings in as little as 13 days).
Aside from those options, I also specialize in Commercial loans, and my interest rates are very competitive (5’s and 6’s).
I truly enjoy connecting with my clients, and helping them learn all about the home process, and which options are available. Purchasing a home is one of the most important financial decisions in a persons lifetime, and I treat each client like they are family. I can also do cash out refi's as well.
When I have time outside of the office, I enjoy anything outdoors, especially going to the beach, or to the mountains, surfing, sailing, sky diving, bowling, and poker tournaments. I recently finished in 27th place in the Best Bet $100,000 guaranteed poker tournament out of 950.
The old adage is “You don’t know what you don’t know” and if you choose to work with me, you’ll learn a lot, I guarantee it!
Thank you very much for reading about me, and I look forward to being a valuable resource for you.
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
About
Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line. My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience. Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way. I look forward to working with you!
Ask A Mortgage Question
Ask A Mortgage Question
Latest Blog Posts
If you're weighing whether to sell your home in Fort Worth, Tarrant County, or one of the surrounding communities, it's worth slowing down before you put a sign in the yard. Here are the five
Weatherford doesn't get talked about as much as Fort Worth, but it's quietly become one of the fastest-growing communities west of the metroplex. As the county seat of Parker County, it's kept its
Buying your first home in the Fort Worth area comes with a lot of moving pieces, especially with how much this market has grown across Tarrant, Johnson, Denton, and Parker counties. After walking
© 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor eXp Realty in Collin County shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The database information herein is provided from and copyrighted by the North Texas
